3 Revolut Scams to Watch Out For

Revolut is one of the most popular digital banking apps in the world—and that popularity also makes it a target for scammers. From fake calls to phishing texts, criminals have found clever ways to trick people into handing over personal information or transferring money to fraudsters.

Acording to Revolut, its 24/7 financial crime team helped block over €746 million in potentially fraudulent transactions in 2024 alone. But scammers are constantly trying new tricks—so stay alert.

In this article, you'll learn about the most common Revolut scams happening right now, including real-life examples and how to stay safe.

What is the Scam About Fake Amazon Prime Charges?

One of the most widespread Revolut scams starts with a phone call. The person on the other end claims to be from Revolut and says there's been a suspicious charge on your account—usually something like an Amazon Prime subscription. Some people receive a robotic message, others get a live person. The caller tells you to press a button or speak to an agent to cancel the payment.

But here's the catch: Revolut doesn't call people out of the blue like this. If you press the number or continue the call, the scammer will either ask for your security details or try to trick you into installing remote access software on your phone.

People have reported this exact scam in forums, including one Reddit user who received a call about a €79 Amazon charge. It turned out to be completely fake.

3 Scams Targeting Revolut Users

Here are some other common fraud tactics you should know about

1. Phishing and smishing attacks

Scammers send emails or text messages that look like they're from Revolut. The messages often include Revolut branding and urgent language like "Your account will be suspended" or "Confirm your identity now."

These messages include a link to a fake website where you're asked to log in. If you do, the scammers get your credentials and can access your account.

In some cases, they'll go further and ask for a selfie holding your ID card. This helps them bypass identity checks and commit even more fraud.

2. Authorized Push Payment (APP) scams

In this scam, someone contacts you pretending to be from your bank or from Revolut's security team. They claim there's been suspicious activity on your account, and you need to move your money to a "safe" account right away.

These scammers are convincing. They might know your name or even details of past transactions. But the "safe" account belongs to the scammer.

A BBC article reported how Dr. Ravi Kumar, a dentist in the UK, was tricked into transferring £39,000 to a Revolut account after being convinced he was protecting his money. He later realized he'd been scammed.

Since October 2024, new protections require some financial providers to reimburse victims of APP scams, but you still need to report them quickly and meet certain conditions.

3. Fake investment platforms and deepfakes

Some scammers take things further by using fake investment websites and even deepfake videos. In one case reported by The Guardian, scammers set up entire fake platforms and convinced over 6,000 people to hand over money for bogus crypto investments.

They may pose as financial advisors or customer support agents and spend weeks building trust before asking for larger sums. These scams usually promise high returns with little risk—always a red flag.

How to spot a Revolut scam

Scams are designed to feel urgent and real. Here's how to spot the warning signs:

You receive an unexpected call claiming to be from Revolut.
The message creates panic—such as a fake charge, fraud alert, or suspended account.
You're asked to click a link, provide personal details, or install software.
The communication comes by SMS, email, or phone—not through the official Revolut app.

Revolut has made it clear that it will never ask for your PIN, password, or full card details by phone or email. Any genuine contact will happen through the secure chat or call feature in the app.

How to protect yourself

If you use Revolut—or any digital bank—here are the steps you should follow:

Don't trust urgent calls or messages. Take your time, and verify the claim directly in the app.
Never share personal or financial details over the phone, even if the caller seems legitimate.
Always access your Revolut account by opening the app yourself—don't follow links in texts or emails.
Enable all available security features, including two-factor authentication.
Use a strong, unique password for your Revolut account and update it regularly.
If something feels off, stop and ask someone you trust—or contact Revolut directly through the app.

What to do if you've been scammed

If you think you've been targeted:

Open the Revolut app and report the incident through the in-app chat.
Freeze your card or block transactions if needed.
Contact your local police or fraud reporting center.
Monitor your account for unusual activity.

Revolut also provides a dedicated fraud and scam support page with more information on how to stay safe.

The best way to protect yourself is to stay informed, trust your instincts, and use smart tools that can help you spot threats before it's too late. Bitdefender Scamio is one of those tools—an AI-powered scam detector that can instantly check suspicious messages, links, or screenshots to tell you if they're dangerous. Just send Scamio a copy of the message or a screenshot via your browser, Facebook Messenger, WhatsApp or Discord. It will review the content and let you know if it looks suspicious—and why.

It’s private. It’s fast. And it’s free.

Scammers count on fear, confusion, and speed to get what they want. You don't have to fall for it. Take a moment, check the facts, and stay in control.

FAQs

Is Revolut calling me a scam?

If you receive an unexpected phone call claiming to be from Revolut, it's likely a scam. Revolut does not make unsolicited calls. All communication happens securely through the app.

What should I do if I clicked a fake Revolut link?

Open the Revolut app right away and report it through the in-app chat. Change your password immediately, review recent transactions, and turn on two-factor authentication if you haven't already.

How can I tell if a Revolut message is real or fake?

Real messages from Revolut will come through the app. If you get a text or email with a link, don't click it. Instead, open the app yourself and check for any alerts or messages there.